Recurring Deposit Scheme aim to inculcate a regular habit of saving amount the public. Under the scheme , a certain amount can be deposited each month encouraging saving among people and hence better interest rates rewarded.
So let’s your dreams come true.
आवर्ती जमा योजना
आवर्ती जमा योजनाओ का लक्ष्य जनता के बीच बचत की एक नियमित आदत को विकसित करना है। इस योजना के तहत, लोगों के बीच बचत को प्रोत्साहित करने के लिए प्रत्येक माह एक निश्चियत राशि जमा की जा सकती है और इसलिए बेहतर ब्याज दरों को पुरस्कृत किया जाता है।
तो आइए अपने सपनो को पूरा करें।
POPULAR RECURRING DEPOSIT SCHEMES:
RECURRING DEPOSIT 12 MONTHS
| RD Amount (Minimum 1000) | Tenure | Interest Rate (%) | Maturity Amount |
| 1000 | 12 Months | 8.0 | 12520 |
| 2000 | 12 Months | 8.0 | 25040 |
| 3000 | 12 Months | 8.0 | 37560 |
| 4000 | 12 Months | 8.0 | 50080 |
| 5000 | 12 Months | 8.0 | 62600 |
| 6000 | 12 Months | 8.0 | 75120 |
RECURRING DEPOSIT 24 MONTHS
| RD Amount (Minimum 50) | Tenure | Interest Rate (%) | Maturity Amount |
| 1000 | 24 Months | 8.5 | 26175 |
| 2000 | 24 Months | 8.5 | 52350 |
| 3000 | 24 Months | 8.5 | 78526 |
| 4000 | 24 Months | 8.5 | 104701 |
| 5000 | 24 Months | 8.5 | 130876 |
| 6000 | 24 Months | 8.5 | 157051 |
RECURRING DEPOSIT 365 DAYS
| RD Amount (Minimum 50) | Tenure | Interest Rate (%) | Maturity Amount |
| 50 | 365 Days | 8 | 18982 |
| 100 | 365 Days | 8 | 38056 |
| 150 | 365 Days | 8 | 56946 |
| 200 | 365 Days | 8 | 75928 |
| 250 | 365 Days | 8 | 94910 |
| 300 | 365 Days | 8 | 113892 |
RECURRING DEPOSIT 36 MONTHS
| RD Amount (Minimum 50) | Tenure | Interest Rate (%) | Maturity Amount |
| 1000 | 36 Months | 9.0 | 41262 |
| 2000 | 36 Months | 9.0 | 82525 |
| 3000 | 36 Months | 9.0 | 123788 |
| 4000 | 36 Months | 9.0 | 165050 |
| 5000 | 36 Months | 9.0 | 206313 |
| 6000 | 36 Months | 9.0 | 247575 |
Tenure Of Payment
The tenure of account is 12 months and above.
Mode Of Payment
All payments to the Company shall be made either in cash or by cheque draft against the receipt countersigned by its authorised signatory by any mode or media other than mentioned above shall be at the member account holder’s own riks. The cheque/draft shall be credited in the name of member account holder subject to clearance by the bank. Out station cheques shall not be accepted.
Issue Of Passbook:
A passbook will be issued to every Member Account Holder.The Member Account holder shall get the passbook updated at regular intervals. If any discrepancy or difference in the amount is found between the entries made in the passbook and receipts dully countersigned by the authorised signatory of the branch office bearing seal. Payment shall be made on basis of receipts only.
Terms & Conditions
- It is mandatory to be a member in the Company.
- Company will issue shares worth Rs.100/- to member for RD Plan.
- Interest will be calculated on yearly basis.
- Recurring deposit minimum amount Rs.500/-,thereafter in multiple of Rs.100/-.
- Irregular deposits are not entitled for pre mature payment and loan facility against it.
- After maturity date,payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account.No deduction will be made on the principal amount of such loan.